FOR DRIVERS IN FLORIDA, GEORGIA & TEXAS

Stop guessing why your insurance rate keeps going up.

Our independent NHP Shield agents personally analyze your current renewal and shop multiple top carriers to secure a fairer price.

Available in Florida, Georgia, and Texas.

Have An Agent Call Me

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Licensed independent agents · We never sell your information · Available in Florida, Georgia & Texas

WHY YOUR RATE KEEPS CLIMBING

It's not your driving. It's that no one is at the table.

Direct carriers re-price your policy every six months against statewide loss data — not your clean record. A call center can only sell you its own company's policy, so your renewal is never actually shopped against anything. The reason your rate climbs isn't you. It's that no one is representing you when the number is set.

HOW THE RENEWAL AUDIT WORKS

Five things we do that a call center can't.

  1. 1
    Read your renewal. A licensed agent reads your current declarations page and tells you in plain language exactly what changed and why.
  2. 2
    Run the discount check. We check every discount you may qualify for — the ones a call center never volunteers.
  3. 3
    Shop your carrier panel. Because we're not captive to one carrier, we actually compete your renewal across our full panel instead of just re-quoting it.
  4. 4
    Check for refunds and overcharges. We review whether any statutory refund or overcharge protection applies to your policy.
  5. 5
    Re-shop it before every renewal. We re-run the audit about 60 days before each future renewal, so the ambush never happens again.

We never sell your information. Ever.

Comparison sites make money by selling your contact information to the highest bidder. You submit one form and your phone rings eight times in five minutes. We are not a comparison site. We are a licensed insurance agency. We bind your policy and service it ourselves. Your information goes to one agent. That is the only place it goes.

One agent. One call. No spam.

Three Licensed Agents

Real names, real license numbers. The same person who answers today answers at your next renewal.

We Shop Every Renewal

Not just your first policy. We re-shop your renewal across our carrier panel before each term.

Independent of Every Carrier

We are not captive to any single company. We move your coverage to wherever the right fit is.

Reachable, Same Day

Text or call a licensed agent and reach a real person the same day. No 1-800 maze.

YOUR AGENT

You'll talk to one of these people. Not a call center.

Maria Rodriguez

Lic. #__________

Hablamos Español Text Me — (305) 548-1010

James Carter

Lic. #__________

Text Me — (305) 548-1010

David Kim

Lic. #__________

Text Me — (305) 548-1010

NHP Shield is a licensed independent insurance agency, a division of New Health Partners LLC. We are not a government agency and are not affiliated with any state insurance regulator.

Want to cover more than your car?

Ask your agent whether bundling home and auto makes sense for your situation. Some drivers benefit. Others don't — and we'll tell you honestly either way.

No commitment required — our agents present all options.

The next renewal is already on its way.

If nothing changes, your next renewal arrives exactly like this one did — higher, and unexplained. The audit is how you stop the cycle.